Guides
Short, practical reads on the money that moves between friends — how to split it fairly, keep track of it, and settle up without the awkwardness.
Even splits, uneven shares, and the person who only had water — a simple way to divide a group bill and actually get paid back.
A plain-English guide to IOUs — what belongs in one, why a note in your phone is not enough, and how to turn it into a record you both trust.
The awkwardness comes from ambiguity, not the money. A few simple habits keep a loan between friends clear, fair, and drama-free.
A record only one person can see is just a memory with extra steps. Here is why both people confirming changes everything.
Looking for a quick answer instead? The FAQ covers the common questions, and the whitepaper goes deep on how the ledger works.